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ACC CoverPlus Extra

What is ACC CoverPlus Extra?
ACC CoverPlus Extra is an optional product that lets self-employed people and non PAYE shareholder employees negotiate a pre-agreed level of lost earnings compensation. This way you know exactly how much you’ll receive each week if you are injured and can’t work – whether the injury is work-related or not. If you choose ACC CoverPlus Extra, this will replace your standard ACC CoverPlus product.

What is the difference between ACC CoverPlus and ACC CoverPlus Extra?
The key difference is the amount of lost earnings compensation you receive. With ACC CoverPlus Extra you get 100% of the amount you negotiate. Because you have agreed cover, you may begin receiving compensation more quickly.

Whichever option you choose, ACC will provide assistance with treatment and rehabilitation costs.

Who can get ACC CoverPlus Extra?
Self-employed people.

What are the benefits?
You can tailor the level of cover for lost earnings to suit your own personal circumstances, subject to ACC underwriting.

If you make a claim, there is no need to prove your earnings, as the weekly compensation has already been agreed. This means that you may receive your weekly compensation quicker.

You will receive 100% of the amount of the agreed lost earnings compensation until you are fit for full-time work.

When do I need it?
If you are self-employed or you a non PAYE Shareholder employee, this is the best time to get it.

How do I get it?
To get ACC CoverPlus Extra, or you want to review your current cover, just contact Assetwise and we would put in place the cover that best fits your current situation.