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Business Expenses Insurance

What Is Business Expenses Cover?
Business Expense Cover is designed for sole traders, small business owners or partnerships. It allows you to claim the costs associated with the running of your business while you are unable to work due to illness or injury.

Who can get Business Expense Cover?
If you are a sole trader, small business owner or are in a partnership then you have the ability to claim for any costs associated with the running of your business including the costs of a replacement (employee) if you are unable to work due to illness or injury.

What are the benefits?
Business Expenses Cover provides financial cover for approved expenses used for running your business. For the first year of claim approved expenses are covered up to 100% of the insured monthly benefit. If you are disabled after the first 12 months you will be paid approved expenses for the next 12 months of up to 50% of the insured monthly benefit. The maximum benefit is up to $20,000 per month.

When would I need it?
You would need Business Expense cover if you couldn’t work yourself in your business due to a disability.

How can I get it?
To get Business Expense Cover or you want to review your current cover, just contact Assetwise and we would help you through the process and provide the best cover that best fits your current situation.