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Options to raise funds

Should you have a crisis happen to you or your family, what are the options that you may possibly have to raise funds for yourself and family?

BorrowBy borrowing money from elsewhere, for example the bank, you would gain the amount of capital that you need, but with the interest rates added on top, this would cost you more than what you have borrowed.
Sell AssetsBy selling your assets for example, your family home, you would gain back the same amount of capital and it has cost you the same amount. But what would happen if you had any outstanding debts? Would you have to pay that off with the money that you gained from selling your home that you have worked hard for?
InsuranceFor as little as 3% of your annual income, you could protect not only your yourself and your family, but also your assets, any outstanding debts and your current lifestyle would not have to change dramatically.