Yes, your premiums will go up every year. Most insurance policies go up in line with inflation. Only medical insurance, which has increasing rising costs and investments in new technology, goes up by 12% each year.

That’s the bad news. The good news is that your cover goes up with the increase in premiums, so you don’t see a decline in the real value of your policies.

Your policy will roughly buy tomorrow what it will buy for you today.

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